1. Am I eligible to apply for a loan?
Everyone is eligible for our loans but after meeting the following criteria:
- Having a valid and Canadian bank account.
- Earn regular income or benefits from the government.
- Must be a citizen of Canada.
- Age must be at least 18 years or more.
2. What information do I need for my loan application?
For a loan application, you must have the following information:
- Your employment details.
- Bank account details.
- Income or benefits proof.
- Other basic personal information.
3. Can I apply if I have bad credit?
Yes, you can apply for our instant payday loans even on bad credit. Your poor credit status doesn't stop you from getting loan approval.
4. Will I need to faxing or submitting my documents?
No, we will make an instant decision on your loan application without demanding extra paperwork from you. Our application process is 100% faxless and paperless.
5. Do I need to provide proof of income?
Yes, in most of the cases, applicants have to provide their proof of income or benefits.
6. Can I repay my loan amount earlier?
Yes, you can repay your loan earlier with interest without any penalty.
7. Will you run credit check?
No, if you have the stamina to repay your loan on time, then you can apply without any tension.
8. When will I get the funds?
Generally, it takes a few minutes to deposit the funds into your bank account.
9. How much amount can I borrow?
You can get from C$100 up to C$1000+.
10. Can I borrow again?
Yes, you are most welcome to apply again after fully settle your previous loan.